The median white household had $13 in net wealth for every dollar held by the median black household in 2013. Young African Americans’ median wealth declined by a third since 1989. And according to a 2017 Demos / Brandeis University study, neither attending college, nor raising children in a two-parent household, nor working full time, nor spending less closes the racial wealth gap. This is a conversation about wealth-building in low-income communities of color that brings together voices not normally in dialogue – fintech startup entrepreneurs and direct service nonprofits. America has inequalities going back generations. Is there any hope of breaking the cycle? Can tech gains in other areas bring progress to this challenge?